AffordAssist Program

When cash savings are still not enough for a home deposit

No matter how many products a bank has, if you do not meet the banks criteria, you will be asked to keep on saving. And the real estate agents will not help you look for a property if you do not have a full home deposit ready to go. Not only that, in the Australian market, annual real estate prices generally increase by 2% on average above CPI.

The Afford-Assist program offers a legally binding proprietary Deferred Deposit Arrangement (DDA) offers a loan deposit solution at 0% interest

Replace your need for the full home loan cash deposit

Buy and live in your first-home now and pay for the deposit interest free later. The Afford-Assist program offers a legally binding proprietary Deferred Deposit Arrangement (DDA) offers a loan deposit solution at 0% interest.

The program helps design a personalised Fast-Track strategy, moving you into your first home so you can start repaying your loan and save on unnecessary rental payments. The program provides an alternative to the required upfront cash deposit. You do not need a 5%, 10% or 20% Home Loan Deposit.

Housing With A Purpose is an ambassador of the program having had continued success in helping everyday people. We are an authorised license to facilitate potential clients and developers into the program through our mentorship program and advocacy arm.

How to Fast-Track your home ownership dreams

To gain entry into the program, we look at a persons earnings, personal characteristics, rental history and whether current options would be suitable. Everybody is different which is why we prefer to understand the persons situation and to be honest about whether this program can realistically assist.

A detailed consultation is firstly discussed followed by completion of our eligibility form. After an initial assessment a budget analysis is completed with the our specialised DDA mortgage brokers to forecast possibilities. If your budget is within current property option price ranges, you can review your options and then it is up to you whether you would like to secure that home ownership option.