And below we will go through what happens next so we have a common understanding.
Using the details that you have provided, we will attempt to contact you. A courtesy sms and emails will be sent to reach out. Look out for that correspondence and reply as we will try to organise a time for a genuine conversation.
During our conversation, it is important to be transparent about your full situation. We are not here to judge you. We are here to try to understand and hopefully can explore a solution.
We will explain to you about the how the AffordAssist program works and we will answer your questions. Once the conversation is over, it is really up to you whether you would like to proceed to step 2.
In order to explore options, we need to look at a doable budget under the unique AffordAssist Deferred Deposit Agreement (DDA). A specialist lender who is certified to authorise loans without the full deposit, will be matched with you. They will gather all your financial information and set out a budget. At this stage they will also inform you of any limitations.
Our Advocates receive the budget figure and limitation outcomes . Remember we are not sales people and our goal is to try to problem solve. We will explore whether the time is right to match you with the current property home ownership options. These options are sent out to you and we cover any expected costs and timeframes.
From your preferred home ownership options, we will then advocate and negotiate with the Developer to accept the terms of your Deferred Deposit Arrangement as they will be agreeing to take on the 0% interest terms and payment plan set out within your budget.
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If you decide to go ahead with a property option with the assigned budget, we will arrange for a specialised conveyancing lawyer to go through all the legalities of the contract and AffordAssist Deferred Deposit Agreement. Once all has been signed and contract exchanged, you have secured your future home.
We understand that to secure a home ownership arrangement is a big decision. Our Advocates all have lived experience with AffordAssist and we are here to share our knowledge and arm you with the information needed to support you through this decision time.
Below is the Step 1 to Step 3 process flow illustration of the above. If you have any questions during the process, be sure to contact your assigned advocate.
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